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Joseph Teo

In Touch

A Monthly Curated Newsletter

There are just too many things that we know to be good for us, but have not yet become a part of us. Applying wise financial habits may be one of them. Here are some to learn about by seeing them from the eyes of a very successful woman - Oprah Winfrey. Change requires conscious efforts. I hope some of these thoughts will begin to be a blessing in your life. Cheers.

The 3 Best Pieces of Financial Wisdom From Oprah Winfrey

From movies to books to TV shows, it seems that everything Oprah touches turns into gold. There's a lot that we can learn from Oprah, so here are her three best pieces of financial wisdom.

 
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19 Personal Finance Tips You Were Never Taught—but Need to Know

We asked half a dozen personal finance experts the best tips they could share that most people are never taught. Here are the money-saving and wealth-creating tips they revealed exclusively for Reader’s Digest.

 
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Financial Advice From KIDS

 
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I hope you have enjoyed this issue of my InTouch newsletter. Do feel free to contact me if I can be of service to you and your friends
 
Joseph Teo
 
 
 
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Testimonials and Referral Notes

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Marianna Ole, Co-Founder (Easy-Peasy.AI)

I highly recommend Joseph Teo, Associate Director (Advisory) at Professional Investment Advisory Services Pte Ltd. His deep knowledge and extensive experience make him an excellent financial advisor. In my interactions with Joseph, he has been incredibly personable and attentive. He truly takes the time to understand his clients' needs and goals, offering personalized advice and solutions. His meticulous approach and high level of care ensure that his clients' financial well-being is always a top priority. Joseph is both professional and trustworthy. He has a talent for explaining complex financial concepts in a way that is easy to understand, which builds confidence and helps clients make informed decisions. If you're looking for a dedicated, knowledgeable, and skilled financial advisor, I highly recommend Joseph Teo.

Lisa Robins Pauze

I am writing to express my appreciation for your assistance in trying to find appropriate health insurance for my husband and me. We were under tight time pressure when we reached out to you and you jumped in and found some alternatives over a weekend. Very few people would have been as responsive as you were and we wanted you to know that it did not go unnoticed. Although we ended up going with a different service, I wanted to be sure to express my appreciation for your efforts and would surely recommend you to other individuals. Thank you and wishing you the best for 2021.

Lilian Loke, HR Consultant

Thank you for your great services over the years. You have helped me tied over difficult times with your patience, time and efforts in explaining to me and helping me planned out my finances so that I am more stable and feel more secure now. Joseph would spend hours or even days or weeks just to make sure I fully understand what he has planned out for me. And he would go to the extent to draw it on paper so that I can fully visualize things. Most importantly, I can feel he wants to help and do his best for me. Joseph's dedication and sincerity in wanting to help others has won my admiration and praises. He is definitely someone you can rely on and a friend to keep.

Lesley Ho, Senior Vice President - Global QA Operations/Vendor Management (Li& Fung (Singapore) Pte Ltd)

Joseph only started to work with me as my financial consultant 2 years ago when Professional Investment Advisory Services Pte Ltd came to my office to do a lunch talk and recommend him to me. Even though I really do not need another financial consultant because most of my investments are well taken care of, I decided to give him a try because I had made a decision to consolidate a number of my ad-hoc investments as they were not being looked after properly. The move to switch my investments from one of the banks to PIAS turned out to be the right move because Joseph personally reviewed the entire portfolio and recommended some changed for better balance. He is very thorough & knowledgeable, taking the time to explain each investment to me. He also makes effort to ensure that the recommended investments fit my financial goals. Because of his thorough and personal approach, I have been recommending my friends, both seasoned and new investors to Joseph. I am sure anyone will find Joseph to be a great asset in helping to meet your personal financial goals of wealth growth or preservation. Besides Joseph is also extremely helpful and thoughtful, even going to the extent of keeping me informed on the various aspects of Singapore Government policies and helping me gain an understanding the impact it will have on me personally. This is critical for me as I am constantly travelling due to my work and could miss important government announcements or policies while away. Thank you Joseph, for doing a great job!

Dr Nor Azhari Bin Mohd Zam (Urology, SGH)

Joseph took over from my previous adviser who left PIAS to pursue a different career. Initially I was a little upset as I had built a relationship with my previous adviser for the past 4 years. However Joseph slowly won me over with his sincerity and resourcefulness. Whenever he recommends any product, he takes extra effort in presenting to me the alternatives and explaining why a certain plan is more suited to my needs. He has done a good job so far and I hope he stays in the business for a long time to come!

Dr Darren Seah

Joseph has been providing sound advice and impeccable service to me and my family for 3 years now. He presents fair and balanced views that assist me in making financial decisions. He understands my needs for future financial security as well as adequate protection for my family. He is able to translate the policies to allow a lay person like myself to understand the solutions he offered. I’m glad to have been able to benefit from his top-notch service indeed.

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