View this email in your browser

Joseph Teo

In Touch

A Monthly Curated Newsletter

Life can be unpredictable with obstacles, making it sometimes difficult to stay afloat. Whether it is the loss of a loved one, stress from work, or financial woes, everyone faces challenges and does at some point, struggle with remaining optimistic or hopeful. Nonetheless, it is still important to maintain positivity to keep us going; by finding the good in the bad, and being the light in the darkness. For this issue, let us explore on what being positive means & how we can harness it in ways that truly benefit our lives.

7 Ways to Stay Positive Even During the Toughest Times

Scientists found that even though people who identify as optimists tend to be more positive in general, they too start assuming the worst as the moment of truth about something important nears. On the other hand, some people would rather stay positive whenever possible, since it's easier to fight off stress and anxiety when you have a sunny outlook. Here, we've gathered some of our favourite expert tips for staying optimistic when you're dealing with some super hard stuff.

 
read more
 

Positive Money Mindset: 15 Tips to Transform Your Money Mindset from Negative to Positive

Do you find yourself feeling down about money or uninspired? Maybe you aren't making as high of an income as you'd like to be. Something that contributes a lot to your success is the way you think. A positive money mindset can change your outlook and improve your finances. Here are 15 tips to transform your money mindset when you need to think positively.

 
read more
 

Your brain is wired for negative thoughts. Here's how to change it.

 
view video
 
 
Proudly Brought to You
 
I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Joseph Teo
 
 
 
WhatsApp Me
-
unsubscribe
You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above.

© Joseph Teo, All rights reserved.

Testimonials and Referral Notes

View the full list

Marianna Ole, Co-Founder (Easy-Peasy.AI)

I highly recommend Joseph Teo, Associate Director (Advisory) at Professional Investment Advisory Services Pte Ltd. His deep knowledge and extensive experience make him an excellent financial advisor. In my interactions with Joseph, he has been incredibly personable and attentive. He truly takes the time to understand his clients' needs and goals, offering personalized advice and solutions. His meticulous approach and high level of care ensure that his clients' financial well-being is always a top priority. Joseph is both professional and trustworthy. He has a talent for explaining complex financial concepts in a way that is easy to understand, which builds confidence and helps clients make informed decisions. If you're looking for a dedicated, knowledgeable, and skilled financial advisor, I highly recommend Joseph Teo.

Lisa Robins Pauze

I am writing to express my appreciation for your assistance in trying to find appropriate health insurance for my husband and me. We were under tight time pressure when we reached out to you and you jumped in and found some alternatives over a weekend. Very few people would have been as responsive as you were and we wanted you to know that it did not go unnoticed. Although we ended up going with a different service, I wanted to be sure to express my appreciation for your efforts and would surely recommend you to other individuals. Thank you and wishing you the best for 2021.

Lilian Loke, HR Consultant

Thank you for your great services over the years. You have helped me tied over difficult times with your patience, time and efforts in explaining to me and helping me planned out my finances so that I am more stable and feel more secure now. Joseph would spend hours or even days or weeks just to make sure I fully understand what he has planned out for me. And he would go to the extent to draw it on paper so that I can fully visualize things. Most importantly, I can feel he wants to help and do his best for me. Joseph's dedication and sincerity in wanting to help others has won my admiration and praises. He is definitely someone you can rely on and a friend to keep.

Lesley Ho, Senior Vice President - Global QA Operations/Vendor Management (Li& Fung (Singapore) Pte Ltd)

Joseph only started to work with me as my financial consultant 2 years ago when Professional Investment Advisory Services Pte Ltd came to my office to do a lunch talk and recommend him to me. Even though I really do not need another financial consultant because most of my investments are well taken care of, I decided to give him a try because I had made a decision to consolidate a number of my ad-hoc investments as they were not being looked after properly. The move to switch my investments from one of the banks to PIAS turned out to be the right move because Joseph personally reviewed the entire portfolio and recommended some changed for better balance. He is very thorough & knowledgeable, taking the time to explain each investment to me. He also makes effort to ensure that the recommended investments fit my financial goals. Because of his thorough and personal approach, I have been recommending my friends, both seasoned and new investors to Joseph. I am sure anyone will find Joseph to be a great asset in helping to meet your personal financial goals of wealth growth or preservation. Besides Joseph is also extremely helpful and thoughtful, even going to the extent of keeping me informed on the various aspects of Singapore Government policies and helping me gain an understanding the impact it will have on me personally. This is critical for me as I am constantly travelling due to my work and could miss important government announcements or policies while away. Thank you Joseph, for doing a great job!

Dr Nor Azhari Bin Mohd Zam (Urology, SGH)

Joseph took over from my previous adviser who left PIAS to pursue a different career. Initially I was a little upset as I had built a relationship with my previous adviser for the past 4 years. However Joseph slowly won me over with his sincerity and resourcefulness. Whenever he recommends any product, he takes extra effort in presenting to me the alternatives and explaining why a certain plan is more suited to my needs. He has done a good job so far and I hope he stays in the business for a long time to come!

Dr Darren Seah

Joseph has been providing sound advice and impeccable service to me and my family for 3 years now. He presents fair and balanced views that assist me in making financial decisions. He understands my needs for future financial security as well as adequate protection for my family. He is able to translate the policies to allow a lay person like myself to understand the solutions he offered. I’m glad to have been able to benefit from his top-notch service indeed.

undefined