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Joseph Teo

In Touch

A Monthly Curated Newsletter

Albert Einstein said, "Compound interest is the eighth wonder of the world. He who understands it earns it. He who doesn't, pays it."

In every financial crisis, there are generally two groups of people. Those who ride above the wave, and those who suffer the pain. The first group seems to be more prepared, as if they knew long ago that something was going to happen.

What's their Secret?

This group of people understand a simple philosophy, "You don't plan to fail but you fail to plan." They started early and took advantage of the Eighth Wonder of the World. They are more ready for impact than others.

There's more

During times of great impact is also a time of great opportunities for investment. Yet only those who are prepared are able to take advantage of undervalued assets.

Here's a very good illustration to visualise the power of the Eighth Wonder of the World.

Eighth Wonder of the World

We've got the Story. What are my options?

"Understanding both the power of compound interest and the difficulty of getting it is the heart and soul of understanding a lot of things."
- Charlie Munger

Feel free to get in touch to learn more. I hope that you and your loved ones will continue to stay safe. Cheers!

 
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I seek to reach out to people who believe in creating a safe financial environment for their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Joseph Teo
 
 
 
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WhatsApp me at +65 98459376  
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Testimonials and Referral Notes

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Marianna Ole, Co-Founder (Easy-Peasy.AI)

I highly recommend Joseph Teo, Associate Director (Advisory) at Professional Investment Advisory Services Pte Ltd. His deep knowledge and extensive experience make him an excellent financial advisor. In my interactions with Joseph, he has been incredibly personable and attentive. He truly takes the time to understand his clients' needs and goals, offering personalized advice and solutions. His meticulous approach and high level of care ensure that his clients' financial well-being is always a top priority. Joseph is both professional and trustworthy. He has a talent for explaining complex financial concepts in a way that is easy to understand, which builds confidence and helps clients make informed decisions. If you're looking for a dedicated, knowledgeable, and skilled financial advisor, I highly recommend Joseph Teo.

Lisa Robins Pauze

I am writing to express my appreciation for your assistance in trying to find appropriate health insurance for my husband and me. We were under tight time pressure when we reached out to you and you jumped in and found some alternatives over a weekend. Very few people would have been as responsive as you were and we wanted you to know that it did not go unnoticed. Although we ended up going with a different service, I wanted to be sure to express my appreciation for your efforts and would surely recommend you to other individuals. Thank you and wishing you the best for 2021.

Lilian Loke, HR Consultant

Thank you for your great services over the years. You have helped me tied over difficult times with your patience, time and efforts in explaining to me and helping me planned out my finances so that I am more stable and feel more secure now. Joseph would spend hours or even days or weeks just to make sure I fully understand what he has planned out for me. And he would go to the extent to draw it on paper so that I can fully visualize things. Most importantly, I can feel he wants to help and do his best for me. Joseph's dedication and sincerity in wanting to help others has won my admiration and praises. He is definitely someone you can rely on and a friend to keep.

Lesley Ho, Senior Vice President - Global QA Operations/Vendor Management (Li& Fung (Singapore) Pte Ltd)

Joseph only started to work with me as my financial consultant 2 years ago when Professional Investment Advisory Services Pte Ltd came to my office to do a lunch talk and recommend him to me. Even though I really do not need another financial consultant because most of my investments are well taken care of, I decided to give him a try because I had made a decision to consolidate a number of my ad-hoc investments as they were not being looked after properly. The move to switch my investments from one of the banks to PIAS turned out to be the right move because Joseph personally reviewed the entire portfolio and recommended some changed for better balance. He is very thorough & knowledgeable, taking the time to explain each investment to me. He also makes effort to ensure that the recommended investments fit my financial goals. Because of his thorough and personal approach, I have been recommending my friends, both seasoned and new investors to Joseph. I am sure anyone will find Joseph to be a great asset in helping to meet your personal financial goals of wealth growth or preservation. Besides Joseph is also extremely helpful and thoughtful, even going to the extent of keeping me informed on the various aspects of Singapore Government policies and helping me gain an understanding the impact it will have on me personally. This is critical for me as I am constantly travelling due to my work and could miss important government announcements or policies while away. Thank you Joseph, for doing a great job!

Dr Nor Azhari Bin Mohd Zam (Urology, SGH)

Joseph took over from my previous adviser who left PIAS to pursue a different career. Initially I was a little upset as I had built a relationship with my previous adviser for the past 4 years. However Joseph slowly won me over with his sincerity and resourcefulness. Whenever he recommends any product, he takes extra effort in presenting to me the alternatives and explaining why a certain plan is more suited to my needs. He has done a good job so far and I hope he stays in the business for a long time to come!

Dr Darren Seah

Joseph has been providing sound advice and impeccable service to me and my family for 3 years now. He presents fair and balanced views that assist me in making financial decisions. He understands my needs for future financial security as well as adequate protection for my family. He is able to translate the policies to allow a lay person like myself to understand the solutions he offered. I’m glad to have been able to benefit from his top-notch service indeed.

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